Elayne Havens
Elayne Havens

NMLS#: 51183

State Licenses
FL LO53181; IN 24558; KY MC19713

9913 Shelbyville Rd
Suite 101
Louisville, KY 40223

About Me

From day one in the mortgage industry, Elayne’s number one priority was to achieve the utmost in customer satisfaction. Over twenty years later that determination is still what drives her today. Elayne can assure you there is nothing more important to her than making her customers completely happy from the initial application all the way to the closing table. She truly prides herself in making the loan transaction the smoothest it could possibly be.

She is knowledgeable in a vast array of loan products and the requirements needed to help you decide which program and rate will be the most beneficial for your financial needs. If you are a first time homebuyer or the more seasoned investment property owner, she would be more than delighted to talk with you and go over exactly what your options are to make your mortgage goals achievable. With this ever-changing market, it is conducive to have a competent loan officer guide you through the mortgage loan process and she is more than willing to assist you in any way possible.

Click on the Apply Now button above to start your application or pre-approval today or give her a quick call and she will help you start the process.


At 1:30 on Friday, September 13th, I called Elayne to see if she could help me with a Buyer. I had a client who was about to give up on her dream home because of some problems she had with her chosen lender. She had lost faith and just thought she should give up. "Super Hero" Elayne Tasman Havens took the loan application and packet and sent it to underwriting by 4pm that very same day. The loan came out of underwriting on September 17th with just a few minor conditions. and they were submitted to underwriting for review. Underwriting approved the loan and the closing docs were sent to the closing attorney within a few days and we have the closing statement on September 27th for our review and the Buyer and Seller were able to close today!! Elayne had the loan originated, and closing docs out in 7 DAYS!! AND - That includes the appraisal!! She did a great job and best of all - she made my buyer soooooo happy!!
-Laura Wheeler, Realtor

Reviews on Zillow
"I can't say enough good things about Elayne as well as her assistant Denise. I called Elayne on a whim and she worked with me on a Sunday morning to get me preapproved and I had an offer in on a house the very next day. She was always readily available, even nights and weekends, and made the whole process painless. Being a mother of 3, as well as working full time, I was able to do most communication via email which was extremely convenient but I always knew I could call or come by the office any time. Elayne also set me up with a phenomenal real estate agent that made whole transaction seamless. This was my first time buying a home and if I had known how great Elayne and Denise were, I would have done it years ago!!! "
by amykat2002
"My wife and I bought our first home with help from Elayne. She was very knowledgeable about the home buying process and outlined exactly what we needed to do to get our loan approved. She was very friendly and easy to work with. We both would highly recommend her when buying a home. Thanks Elayne! more "
by jadams1978
"I would consider myself "seasoned" when it comes to the mortgage process. I have purchased over a dozen homes over the years and dealt with mortgage brokers and banks for each of those purchases. Elayne was great to work with, one of the best I have met. She was able to secure a good rate, and a very accurate estimate early in the process. The best was she was able to get my FHA loan closed within 20 calendar days. AMAZING! She constantly updated me throughout the process and was very detailed in her explanations. I would absolutely use her and her company again. more "
by nwhittle
Do you have questions? Contact me. Apply Now